Whether you already have a great relationship with your eye doctor or are looking to get an eye exam for the first time, it’s easy to find a VSP network eye doctor who’s right for you on vsp.com. To help you get the most out of your benefits, let’s break down the difference between in-network and out-of-network locations.
What makes an eye doctor in-network?
In-network eye doctors have a contractual agreement with VSP to provide you with high-quality eyecare in exchange for pre-negotiated savings on the services and goods they provide, like your eye exam, glasses and contacts. That helps give you the standard of care you expect from VSP for a reasonable price.
Be part of the “in” crowd
Your benefits will always go further when you visit one of our more than 37,000 in-network eye doctors versus an out-of-network provider. You’ll save more on the essentials you care most about, like an eye exam, frames and lens enhancements.
When you see an out-of-network provider, they have more flexibility for how much they can charge for their services. That typically means you’ll pay a higher out-of-pocket cost overall. You also usually have to pay for these costs up front and then manually submit a claim for reimbursement for any out-of-network coverage your plan allows.
Insider Tip: Save even more with exclusive offers available only from VSP network eye doctors who participate in the Premier Program.
Be mindful of places that “accept” VSP
Most VSP members choose to use their benefits in-network to save the most money. However, some out-of-network retail locations and websites may say they “accept” VSP only to offer a limited discount that is sub par to your in-network benefits. To be clear, these locations are actually out-of-network.
In a recent survey, members told us that this marketing tactic confuses them into thinking they were using their benefits in-network only to find out later they paid more to go out-of-network. To avoid this altogether, we recommend finding a doctor on vsp.com because they are all in-network.
Insider Tip: If you go to an eye doctor that you didn’t find on vsp.com, ask them to verify they are in-network with VSP. If you’re still not sure, you can always call VSP members services. We’re here to help!
Using your benefits in-network is easy
VSP has the largest national network of independent eye doctors, meaning most members are within five miles of five VSP network eye doctors. All of this and no extra paperwork to fill out? Sounds like a great way to save time and money.
Prefer to shop online?
If shopping online is more your style, you can get contacts, glasses and sunglasses using your in-network VSP benefits on Eyeconic—the only online optical retailer that connects your eyewear, insurance coverage and eye doctor’s expertise.
Eye health is key to overall health
Don’t forget, visiting your eye doctor annually isn’t just about getting a cool new pair of frames or updating your contact lens prescription. Your eye doctor can help detect early signs of diabetes, hypertension and other serious diseases during your eye exam, making your eye doctor a key player in your overall health and wellness. Schedule that eye exam today!