Everything You Need to Know about the VSP Premier Program

By on

The VSP Premier Program is designed to help you get the most out of your vision benefits. VSP members get more and save more through extra offers that are exclusive to Premier Program locations. Here are the top five reasons members choose Premier.

Find the Perfect Glasses
Premier Program locations offer a wide selection of designer frame brands—the ones you know and love. That means you can feel confident you’ll have a wide selection of the latest styles and featured frame brands.

Don’t forget: Most VSP members automatically get an extra $20 to spend on featured frame brands, so it’s easy to find the right pair of glasses at a price that will make your wallet happy.

Featured frame brands include Anne Klein, Bebe, Calvin Klein, Chloé, Cole Haan, Columbia, Dragon, Draper James, DVF, Flexon, Joseph Abboud, Lacoste, MCM, Nautica, Nike, Nine West, Salvatore Ferragamo and more.

Save More on Contacts
Glasses not your thing? Premier has some of the best contact lens rebates available anywhere. For example, you can get an up to $200 mail-in rebate when you purchase an annual supply of Bausch+Lomb contact lenses from an eye doctor who participates in the Premier Program.

Relax with Damage Replacement
The next time your child comes to you with broken glasses, you’ll stress less knowing we’ve got you covered. When you purchase your glasses from a Premier Program location, you’ll get a one-year, worry-free warranty on featured frame brands.

Sound complicated? It’s pretty easy, actually. We’ll replace your broken or damaged frames at no charge. And, if you need new lenses as well, you’ll get special warranty pricing on those, too.

Geek out with Technology
Many Premier Program practices have digital retinal imaging, which allows your doctor to better monitor changes inside your eyes. Similar to dilating your eyes, this technology helps your doctor detect and manage eye and health conditions, like glaucoma, diabetes and macular degeneration. VSP offers special pricing on retinal imaging, which is a widely popular upgrade because most patients can make sure their eyes are in tip-top shape without getting them dilated.

Experience Higher Satisfaction
VSP members have the largest choice of in-network eye doctors hands down, and more and more members are choosing Premier. That’s because those who do are more satisfied and more likely to recommend their eye doctor to family and friends.

With so many reasons to love Premier, why go anywhere else? Find a Premier Program location near you.


  • JS says:

    I’ve said it before and I’ll say it again; I find the same quality products out of network at a fraction of the cost. A prime example is contacts. Contacts are an apple to apple comparison. Purchasing contacts out of network is a far better choice at a far better price. Why would VSP care where you purchase contacts – unless they have some sort of “deal” with the In-Network sellers? And regarding glasses, let your eyes and wallet/pocketbook be the judge. I paid 75% less for out of network glasses. They are the same quality and come with the same coatings and guarantees. It’s a shame that VSP even has such a thing as “In” or “out” of network for glasses and contacts. To me, it’s a means of price fixing and should really be illegal. If I make an auto insurance claim, I can go anywhere to have my car repaired. I understand having controls for eye exams, assuming the practitioners are vetted.

    • Jane Bonner says:

      I agree with you 100% what you pay as monthly premiums, co pays and out of pocket costs add up to big dollars and you can pay considerably less outside of network. I asked my doctor about it and he said it is what it is they don’t give him any discounts.


      I agree with you. The cost of prescription glasses is ridiculously high and they try to add on all sorts of extras that we don’t even understand! I bet you don’t get a reply from VSP.

      • Angelina F. says:

        Hi Anne,
        If you have questions about what your vision plan covers, please reach out to our customer care team at 800.877.7195.
        -Angelina F., VSP

    • Angelina F. says:

      Hi JS,
      As a VSP member, you have the choice to choose the provider who’s right for you—including an out-of-network provider—if your plan includes out-of-network coverage.

      Though our members continue to tell us that they’re more satisfied with their benefits when they see an in-network provider, we’re committed to ensuring our members understand their eligibility and coverage information. That way they can make an informed decision about how to get the most out of their benefits.

      We’d love the opportunity to discuss your coverage with you. Please call our customer care team at 800.877.7195.
      -Angelina F., VSP

      • JS says:

        Angelina, I do understand that my plan includes out of network coverage. However, that coverage is at a much reduced rate – and it’s still makes way more sense to purchase out of network.

        Why in the world would VSP reduce benefits for out of network. I can think of only one reason, and that is because the prices in network are fixed to give the in network providers a larger profit. Please provide reasoning to counter this. I mean, a Nike frame is a Nike frame and it makes no sense why an in network provider needs to charge $150 more for the same item, probably obtained through the same distributor. Yup, this is price fixing, if you asked me.

        People are herded like cattle from the exam room to the optics center to look at new glasses, like the gift shop as the only means to exit the museum. Informed folks keep right on walking and find a much better value out of network.

        • christina marble says:

          As someone in the business , I can tell you that Vsp doesn’t dictate pricing for frames. Lenses are on a fee schedule, like a fee schedule like you have in a regular doctor office. I highly doubt you are getting the same thing out of network. The lenses can be different in multiple ways, as well as, coatings. While Vsp isn’t for everyone your facts are way off

          • JS says:

            Christina, you are way missing the point. It’s not so much that VSP dictates prices. It’s more that they have an “out of network” coverage. Let the market rule here. What difference is it to VSP where I buy my contacts or glasses. I’m not talking exams here.

            let’s talk contact lenses. A BioTrue contact is a BioTrue contact no matter where you buy it. If I can get that same contact lens out of network at a large discount, there is something clearly wrong with VSP’s insurance model. Argue those “facts”!

            And while it’s true a layman may not be able to tell the difference between different lenses for glasses. I have my out of network glasses and my in network glasses. Both look and feel the same to me. My vision is just as good with out of network, so your idea of “facts” here are meaningless to me. I get what I perceive to be the same quality glasses out of network for far less money than in network.

            And this may be my particular VSP policy, but out of network allowances are far less than in network. It’s like VSP is forcing my hand towards in network purchases. Give me the same allowances out of network as I get in network.

    • George says:

      I’ts obvious you have not read the huge article the L.A.Times recently wrote about VSP and the almost lone monopoly they have on glasses but at least you were able to arrive at the same conclusion without reading the article. Apparently they own most high end glass frames such as RayBan and give optometrists a kickback when you purchase a pair for an outrageous price.

    • Linda says:

      I totally agree with you. I walked out of my doctors office, a premier place, paying over $300. I went to Walmart, same lenses and almost same frame for less than $200. I think I’ll stick with Walmart.

    • Virdell F Thomas says:

      I agree. I paid over $500 out of pocket and the quality is not as good.

    • Lynn says:

      I still paid over $300 for my glasses last year. I am not sure paying for vision benefits saves anything. Except for the insurance company. They are making a bundle from us!

    • Roxy Huber says:

      Yep it is ridiculous what you have to pay in network. I had to pay MORE for my part of the glasses than it costs to by them outright elsewhere. I am going to go to a good Dr for the in network exam in the future but I am done buying glasses through VSP.

    • Tracey says:

      I thought the same thi g. I was going to get my glasses from Walmart but the cost was higher than my in-network eye doctor’s office.

    • Brent says:

      I agree with the cost difference… I paid exactly a third of what it would have cost at an “In-Network eye care facility, but in the short of it… I did not get the quality. I had to go back and try to figure out what was wrong with my prescription,; nothing. Then I tried to figure out if it was the new lenses; prescription was spot on there too. Turned out that the Lab for the In-Network” facility uses a better quality of lense with a wider “focal-point”. I ended up wasting a lot of time, and now realize that it is true… “You get what you pay for”!

  • Sasha says:

    I don’t understand why neither plan covers anti-glare coating. If you have ever had glasses without it, it is horrible.

    • Angelina F. says:

      Hi Sasha,
      Most VSP Members are eligible for savings on lens enhancements. If you have questions about how to get the most from your your vision plan, please contact customer care at 800.877.7195.
      -Angelina F., VSP

      • Patricia Williams Hoffman says:

        I have had VSP for over 27 years. I am frustrated that when I keep the same frames from year to year and only want to update my lens that they feel $435 is a fair price for no line bifocals. No tints nothing special actually. It has been 10 years since I got frames and over 5 years since I updated my prescription as I cannot afford to. Shame on them!

  • Roger Michalski says:

    Sounds like I made the wrong choice with VSP. Will be calling them and looking at other providers.

    • Angelina F. says:

      Hi Roger,
      I’m sorry to hear that you are dissatisfied with your plan. We welcome the chance to go over any questions you may have. Please give our customer care team a call at 800.877.7195
      -Angelina F., VSP

  • John Hergenroder says:

    Anti Glare Coating doesnt help, so why pay extra for it?? At least it doesnt on Oakley Prescruption Glasses.

  • Rick Siegler says:

    And that’s why I use my benefits at CostCo.

  • John says:

    VSP in network provider charged almost double for what I paid for an out of network provider. Is VSP getting kick backs, oops I mean rebates, from its suppliers?

  • Kathi says:

    I don’t get anti-glare anymore since I found out the steam from the dishwasher at my work removes it.

  • Roxie hardy says:

    I agree I think I chose the wrong plan also. It’s almost paying out of pocket for everything.

  • K says:

    VSP does not have any major eye wear chain as in network provider. Only ones I can see are doctors office who have very limited choices and very expensive. The same or better is available at cheaper price at lenscrafter or pearl vision.

    I understand how insurance works, they need to cut deals with providers to a reduced cost, that is stamdard. But with vsp it seems like the reduction in prices is done on a bloated price compared to the competitors so that in network providers can still make the same profit as the out of network provider by passing it on to the customers.

    From all the reply on comments it looks like we moving conversation to a private setting.


    My job provides VSP as our vision provider and we all just rave about the coverage that we have and what we can get through VSP. I had VSP years ago at another employer when they decided to “CHEAP OUT” and go with a provider that Walmart would not even take! Thank heavens I did not have to use Walmart at that time. The restrictions that were placed on us with frames once every two years, though you could get new lenses each year, you paid for any coatings such as Scratch Resistance, Anti-Glare, Transitions Lenses, etc. I will just say that I hope you never have to deal with a plan like that.

  • William Hoff says:

    I would like to say that if it wasn’t for VSP I would not of been able to get my glasses! The doctor I used had seen me close to 10 years ago and all costs were covered the glasses I purchased had everything I wanted on them with an excellent frame and excellent lenses this to me is a great program and I recommend it to all my friends.

  • Linda says:

    I recently got new glasses from a VSP Premier doctor and I walked out paying over $300 dollars, and that was cheap frames. I went to Walmart, got another pair and a pair of sun glasses for under $300. For glasses, VSP doesn’t pay. Go to Walmart, SAMS or COSCO for your glasses.

  • Monty Foster says:

    Used my benefits for the first time last year for an eye exam and new glasses and now going to have my yearly exam, for as little as I pay for premiums and the quality of eye care that I receive, I am very thankful I have VSP.

  • Jamie says:

    Sure wish we could get contacts & glasses every program year. Because….if we need one, likely we need the other.

  • David Parker says:

    I have to agree with the other comments on this page. In practice, there doesn’t seem to be a true value from VSP.

  • Happy with VSP!!! says:

    Wow, for a family of 5 all wearing glass VPS has always given us the best discounts on everything. With one of the so-called better Vision Insurance place we paid over $1000, no extra because we could not afford more (Eye exams, new frames with lenses for all. That was all!) Thankful to be back to VPS!!!! Whole Family got what they wanted and it was just a little over $600, in my book that is a big savings. So just to clarify that is 5 eye exams, glasses with the anti-glare protection on 3 pairs, transitions on 2 pairs, contacts for myself and the teenagers, and new safety lenses for my hubby’s work glasses.
    I am feeling like if you are not getting a great deal then your provider may be over charging for things. Did have that happen to us once, after our long-time Eye Dr. retired. It was not VSP that was giving us a bad deal, it was that Dr.’s Office.

  • Sharyn S says:

    I use the plan for an eye exam only and used my prescription to purchase nicer glasses with high index and transition lenses elsewhere for 1/3 the cost that I have paid an in network provider. I wish I knew this sooner.

  • Sandra says:

    As George said below, the Los Angeles Times article, published in the last month or so, gave very interesting information about a virtual monopoly in eyeglasses, a conglomerate of companies which includes most of the major brands, Lens Crafters, VSP, and Target’s optical center. The markup, above the cost of manufacturing, is high. The article discussed purchasing from some online vendors, who are not part of the conglomerate and are far more reasonably priced. With automation used in the production of lenses, prices should not be so high. Read the L.A. Times article!

  • Brenda Anderson says:

    I could not believe how much I was quoted for a pair of glasses from a in network provider!! I chose a pair of frames that were only $20 over my allowance and WITH my benefits they were still going to cost me almost $400!!!! Are you kidding me?? What’s the point in this insurance if I’m going to still have to fork over that much for one pair of glasses! I paid that much three years ago with NO insurance.

    • David C says:

      Hi Brenda, we’d love the opportunity to take a look at your claim to see how we can help you get the most out of your benefits. We can look at your coverage and your needs. You can contact customer care at 800.877.7195. -David from VSP

  • WILLIAM J GRAW says:

    VSP is a joke. Took over 2 months to get glasses at over double the price I paid for similar glasses two years ago and received in two weeks. Will definitely be cancelling my insurance with vsp. I spent at least a day on the phone trying to get glasses that can be made in an hour. Don’t apologize because it is insulting when you failed on numerous call to resolve the problem despite repeated promises.

  • John says:

    I am very happy with my VSP benefits. My optician said “you employer provides a very rich benefit design”. Just like health insurance , the benefits are decided by the employer, not VSP. If you don’t like the coverage, talk to your HR folks. Now, if you think VSP made a mistake or a claim or was slow, you have a legit complaint against VSP.

    • PGD says:

      I’m so glad you brought this up! I’ve been reading all of the negative posts and thinking to myself,” What are these people talking about?!?!?” My VSP is PHENOMENAL! I not only get FREE visits to my eye doctor once year, I also get a FREE PAIR OF PRESCRIPTION SAFTEY GLASSES EVERY TWO YEARS! This does not include the discounted prices of my regular glasses, which is around 200 dollars. $200!!!!! I’m thinking most people of these people need to find better employers that know how to treat them better. It’s not the insurance…. IT’S YOUR BOSS!! UNION STRONG!!

  • Robert W. Alm, Ph.D. says:

    It looks like Angelina is the only one looking at all these comments, which are overwhelmingly negative. So Angelina, I think we’re all tired of “call and talk to us about your concerns” … Do you hear the screaming voices telling you that the VSP policies & practices are just totally wrong? I ended up with VSP because it was offered as a “benefit” through work, but frankly I’m tired of getting a bill from my eye doctor with nothing except “coverage denied” by the routine things he does. It’s time to revamp your entire coverage package or we’ll all just go find another provider … And we’ll spread the word to all of our employers who have been “sucked-in” to VSP as a “benefit” as well … Wake up and listen to the band!!

    • Angelina F. says:

      Hi Dr. Robert,
      That does sound frustrating and we would like to better understand your situation so we can help. However, we can’t publicly address questions related to individual’s coverage due to HIPAA. In order to protect your personal health information to address your specific questions about your coverage you would need to contact customer care. They can be reached by phone or Email at the following link: https://www.vsp.com/vision-insurance-member-support.html
      -Angelina F., VSP

  • Brenda says:

    I went to an in network doctor and purchased a pair of progressive sunglasses and I saved a whole $12 by having the insurance. Is having VSP really a benefit?

    • David C says:

      Hi Brenda, we’d love the opportunity to take a look at your situation to see how we can help you maximize your benefits in the future. You can contact customer care at 800.877.7195. -David from VSP

  • Vivian I Ashworth says:

    I have had VSP for about 30 years. I had a plan through my employer that the techs in the lens department of my ophthalmologist’s called a Cadillac plan. The coverage for care and lenses was superb. Now, I am on Medicare and have a supplement plan that includes VSP. Just got new glasses, almost choked on what I had to pay for them. Next time I will take my prescription to Costco where I have had great results in the past.

  • JLW says:

    Although I do agree with most of the above comments regarding contacts (MUCH cheaper out of network), I have found that my glasses went from $1,000 down to $300. I have progressives with Transitions and they were SOOOO expensive no matter where I went, I had to find coverage somewhere. VSP saved me $700 on my last pair of glasses – and that was at a Premier location. I have tried other discount retailers in the past, prior to having VSP. But, I found that the add-ons they used were sub-par. Meaning, they had a company that did a Transitions-LIKE service – AKA photochromic lenses. But, it wasn’t as responsive as Transitions is. And the clarity of vision was just NOT as good for me, leading me to believe they had used options of lesser quality than my Premier location uses. *Shrug*… IDK. VSP has made a HUGE difference for me in both cost and quality.

  • janet says:

    I just had my eyes checked and got new glasses for $62.32, dollars and thirty-two cents, I by pass all the glare stuff they talk about the only thing I want is tosee and have no interest in giving them more than I need…

  • Joan Leonard says:


  • Leave a Reply

    Your email address will not be published.

    You may use these HTML tags and attributes: <a href="" title=""> <abbr title=""> <acronym title=""> <b> <blockquote cite=""> <cite> <code> <del datetime=""> <em> <i> <q cite=""> <s> <strike> <strong>